Freak Out

I am freaking out today. Nick and I had a slight argument last night (possibly stemming from my frustration with Tennessee, who is quite possibly the most inconsistent team ever!). So today I came to work on a mission to prove that I was right, blah blah blah. But now that I am sitting here looking at the numbers, I'm pretty sure we're both wrong, and we can't afford kids, a new house, a car, truck or a vacation ever again. I never imagined it took so long to build up equity in your house (apparently we need to be making an extra house payment on top of the required one each month just to keep up), plus we need to be sticking money away in savings for a down payment, plus it costs approximately $170,000 from birth to age 17 to raise a child (and a big chunk of that comes at the beginning obviously). Oh yeah, and we need to open an IRA, get Nick life insurance...and only last night we were so happy because I mailed off my last student loan payment. Seriously. I had gotten myself so excited over this trip to the Bahamas that I had planned out, because I have wanted to stay at the Atlantis ever since I saw Holiday in the Sun (don't make fun of me, it was actually Brandy's fault) with the Olsen twins (back when they had good hair). They have the Dolphin Cay where you can swim with them right in the Resort, and the aquarium, and you know, the resort is supposedly huge and a medium sized city all by itself. And I'mm all about beaches and anywhere tropical. And the things is, I'm pretty sure than I can talk Nick into if. So now I really do have to figure out the numbers and decide if we can do it. I hate money and finances and numbers.